TERMS OF SERVICE

Last Updated: August 6, 2026

Welcome to Terra Fortis Group. These Terms of Service ("Terms") govern your access to and use of the Terra Fortis Group website located at https://terrafortisgroup.com (the "Site") and the services provided by Terra Fortis Group, LLC ("Terra Fortis Group," "we," "us," or "our").

By accessing or using our Site and services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our Site.

1. Acceptance of Terms

By using this Site, you represent that you are at least 18 years old and have the legal capacity to enter into a binding agreement. These Terms apply to all visitors, users, clients, investors, borrowers, and others who access or use the Site.

2. Description of Services

Terra Fortis Group is a comprehensive real estate and investment firm based in Indianapolis, operating in Indiana, Ohio, and Tennessee. Our expertise and portfolio encompass a wide range of asset classes and financial services, including:

Commercial Real Estate: Specializing in multifamily (apartments), light industrial, and hospitality niches.

Luxury Residential Real Estate: Assisting buyers, sellers, and investors with high-end, luxury home transactions.

Real Estate Loans: Participating in, structuring, and facilitating real estate loans and creative financing solutions.

We provide services for buyers, sellers, and investors, including project analysis, transaction facilitation, property evaluation, and strategic asset management.

3. Informational Purposes Only; No Financial or Legal Advice

The content provided on this Site is for general informational purposes only. No financial, tax, legal, or lending advice is provided.

While we offer expert guidance tailored to real estate transactions, loan structures, pricing, negotiations, and creative solutions, nothing on this Site should be construed as professional financial, legal, or investment advice. We strongly recommend that you consult with your own independent legal, financial, and tax professionals before making any real estate, borrowing, or investment decisions.

4. Accuracy of Information and Disclaimers

We strive to provide accurate and up-to-date information on our Site. However, no guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of property descriptions, measurements (including square footage measurements), property conditions, or loan terms.

All information should be independently verified by the user. Terra Fortis Group, LLC expressly disclaims any liability in connection with errors, omissions, or inaccuracies in the information provided on the Site. The Site and its content are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied.

5. Equal Housing Opportunity and Lending Compliance

Terra Fortis Group is a proud Equal Opportunity Real Estate Services provider. We strictly adhere to the Fair Housing Act and the Equal Credit Opportunity Act (ECOA). We do not discriminate in housing or lending based on race, color, religion, sex, handicap, familial status, national origin, age, or any other protected class.

6. Intellectual Property

All content on this Site, including but not limited to text, graphics, data, formatting, and images, is the property of Terra Fortis Group, LLC.

"Terra Fortis Group," the TFG logo, and other various trademarks, logos, designs, and slogans used on the Site are the registered and unregistered trademarks of Terra Fortis Group, LLC. You may not copy, reproduce, distribute, or create derivative works from any part of this Site or our intellectual property without our express prior written consent.

7. User Conduct

When using our Site, you agree not to:

Use the Site in any way that violates any applicable federal, state, local, or international law (including real estate and financial lending regulations).

Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site or the servers/networks connected to the Site.

Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site.

Transmit any advertising or promotional material without our prior written consent, including any "junk mail," "chain letter," "spam," or similar solicitation.

8. Limitation of Liability

To the fullest extent permitted by applicable law, in no event will Terra Fortis Group, LLC, its affiliates, founders, employees, agents, or partners be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Site or our services. This includes, but is not limited to, reliance on any information obtained from the Site or that results from mistakes, omissions, interruptions, or deletion of files.

9. Indemnification

You agree to defend, indemnify, and hold harmless Terra Fortis Group, LLC and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.

10. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of Indiana, without regard to its conflict of law principles. You agree that any legal action or proceeding arising out of or related to these Terms or your use of the Site shall be brought exclusively in the state or federal courts located in Indianapolis, Indiana.

11. Changes to Terms

We reserve the right to modify or update these Terms at any time in our sole discretion. Any changes will be effective immediately upon posting the revised Terms on the Site. Your continued use of the Site following the posting of updated Terms constitutes your acceptance of the changes.

12. Contact Information

If you have any questions or concerns about these Terms or the services we provide, please contact us at:

Terra Fortis Group, LLC 3815 River Crossing Parkway, Ste 100 Indianapolis, IN 46240 Phone: 800-236-0503 Email: [email protected]